Sara Bennett
Paper Piling up Everywhere! I have a step by step solution!

Here are several important tips for sorting your papers:
1. I think you always need an action pile (rsvp, pay a bill etc.) I use a tray for these items.
2. You need a Recycle pile ex: take out menus and manuals can be googled!
3. You need a Shred pile - esp stuff with your personal info!
Then - decide what and how to File!! 1st category: Sentimental (cards etc.)
Want to know how long to hang on to papers?
Receipts- toss if its online already like your email orders for ex (paper ones you can toss after 90 days unless it is a proof of purchase for an appliance or something major)
Keep for 1 year - paystubs, bills, credit card statements, utility bills, and bank statements
Keep for 3 years - medical bills,receipts and related insurance paperwork
Keep for 6-10years - TAXES
Keep Indefinitely (or until you sell your car): Home,Vehicle Title and Maintenance Records, Retirement, Investments, Titles, Mortgages, Wills, Loan Documents, Contracts & Insurance Policies.
**Also keep personal info like social security cards & marriage/birth/death certificates (I have mine in a fireproof safe)
What about warranties? Just keep until they expire!